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For the second time this month the interest rate for my ING Direct Orange Savings account was reduced. The first reduction took place on March 11 from 3.40% to 3.10%. The latest reduction reduced that rate from 3.10% to 3.00% and that took place on March 19. I hope that the rate will at least stay here for at least a few months. However, that is going to be up to the Fed. My hope is that the dollar can start gaining some strength again.

Online banks are the way to go for people who are looking for a better return on their savings accounts. Here are some of the current rates that are available today.

WTDirect is offering a 4.90% APY with at $10K Minimum Deposit.
Emigrant Direct is offering a 4.65% APY with no fees and no minimums.
ING Direct is offering a 4.10% APY with no fees and no minimums.

These are just of the few choices that are available. For more information on additional savings rate just visit Bankrate.